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Why Do You Need a Home Inspection?

Tue, 27 Sep 2022 13:55:25 GMT

An inspection is an important part of buying a home because the home inspector will verify that your home is in good condition and report any potential problems to the buyer.

Do You Need A Land Survey Before Purchasing Your Home?

Wed, 21 Sep 2022 14:08:27 GMT

A land survey is a map or graphic depiction of a property that outlines legal boundaries and other property features.

How to Choose the Right Mortgage Planner

Fri, 16 Sep 2022 14:03:11 GMT

When selecting a mortgage planner, it is important to remember that they will guide you through the largest financial transaction of your life, so don’t leave it to chance.

Purchasing Your First Home

Wed, 14 Sep 2022 17:57:39 GMT

Buying your first home can be an exciting time in your life, but before you take the leap to homeownership you will want to be certain that you are prepared.

Credit Improvement Tips

Fri, 09 Sep 2022 16:48:41 GMT

Building and maintaining good credit are the key components to being able to borrow money for large items such as a home or a car.

Understanding FHA Mortgages

Wed, 07 Sep 2022 20:35:09 GMT

The most common government loan is an FHA loan. “FHA” stands for Federal Housing Administration, which insures FHA loans.

Understanding Conventional Mortgages

Fri, 02 Sep 2022 19:38:36 GMT

A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government. Learn more!

What to Look for in a Neighborhood When Purchasing a Home

Wed, 31 Aug 2022 13:53:44 GMT

Knowing what area of town you hope to live in plays a big part in your homebuying decision.

5 Great Home Search Tips

Wed, 24 Aug 2022 20:33:55 GMT

Follow the home-search tips below to make finding your future home a seamless experience!

How to Save for a Down Payment on a Home

Fri, 19 Aug 2022 20:18:40 GMT

There are many things that you can do to make the process of preparing for your down payment easier.

Employee Spotlight - Brittney Fleischman

Wed, 10 Aug 2022 14:27:22 GMT

Learn more about the dream team behind Dream Home Lending!

Why Do You Need Homeowners Insurance?

Fri, 29 Jul 2022 17:38:32 GMT

Homeowners insurance protects your home, its contents, and other assets in the event of fire, theft, accidents, or other disasters.

Learning About FHA Loans

Wed, 27 Jul 2022 13:00:06 GMT

Learn more about FHA loans and how you can qualify for it!

What is a Mortgage Interest Rate

Fri, 22 Jul 2022 13:00:00 GMT

A mortgage rate is the rate of interest charged on a mortgage. Learn more about rates and how they are determined!

Learning About VA Loans

Wed, 20 Jul 2022 13:00:03 GMT

A VA home loan is a home mortgage loan guaranteed by the U.S. Department of Veterans Affairs issued to qualifying U.S. veterans or active duty military members.

Pros and Cons of HOAs

Fri, 15 Jul 2022 13:00:05 GMT

Thinking about buying a home in a community with a homeowner’s association (HOA)? Before you put in an offer, be sure you understand how these organizations work.

Learning About Adjustable-Rate Mortgages

Wed, 13 Jul 2022 18:11:13 GMT

An adjustable-rate mortgage (ARM) is a mortgage whose rate of interest is periodically adjusted to reflect the current market conditions. Read more!

Learning About Fixed Rate Mortgages

Fri, 08 Jul 2022 13:30:00 GMT

Mortgages rates can be fixed or adjustable. Learn more about fixed-rate mortgages!

Upfront Underwriting at DHL

Wed, 06 Jul 2022 14:48:44 GMT

At Dream Home Lending, we streamlined the home loan process by offering upfront underwriting.

What Does a Seller's Agent Do?

Fri, 01 Jul 2022 13:16:41 GMT

Learn more about the responsibilities of a seller's agent!

What Does an Underwriter Do?

Wed, 29 Jun 2022 20:49:45 GMT

Learn more about what mortgage underwriters do and why they matter!

What Is an Appraisal?

Wed, 08 Jun 2022 15:27:06 GMT

The appraiser’s job is to determine the current market value of the property.

Different Types of Insurance for Homeowners

Wed, 08 Jun 2022 15:11:43 GMT

Consider these different types of insurance when buying a home!

What is PMI?

Wed, 08 Jun 2022 14:24:00 GMT

Private mortgage insurance, also called PMI, is a type of mortgage insurance you might be required to pay for if you have a conventional loan.

Dream Home Lending + Ribbon

Fri, 06 May 2022 16:03:03 GMT

Dream Home Lending has partnered with Ribbon to give our builders, real estate agents, and customers an advantage in this competitive market.

When financing a mortgage through Dream Home Lending, borrowers can have the power of cash behind them. Cash offers are three times more likely to be accepted, giving borrowers an edge over other homebuyers. When mortgages are financed using Dream Home Lending’s partnership with Ribbon, they are guaranteed to close on time once the inspection period ends.

Ribbon offers two programs that provide borrowers with a distinct advantage when making an offer:

Ribbon Boost – With the Ribbon Boost program, buyers can put in an offer with an all-cash contingency. Once accepted by the seller, deposits will be paid by the buyer, and a home inspection will be ordered. Next, once the home is under contract, the buyer will work with Dream Home Lending to secure financing. Finally, the buyer closes on their home! At this stage, Ribbon’s fee of 1% is paid by the buyer or seller depending on the terms of the transaction.

Ribbon Reserve – If the buyer is unable to obtain financing with Dream Home Lending, Ribbon will acquire the property on behalf of the buyer with an all-cash purchase. Ribbon will then charge the buyer prorated rent and, when the buyer is ready, Ribbon will sell the home back to the buyer.

Are you interested in learning more about this program? Contact Dream Home Lending today!

*Certain restrictions apply. Please contact Dream Home Lending for further information.

Dream Home Lending + SnapDocs

Mon, 02 May 2022 19:53:22 GMT

We are excited to announce yet another advancement in our company’s technology that will allow hybrid electronic loan closings! SnapDocs leads our industry in making closings easier for our homebuyers.

15-minute loan closings? It is happening! Gone are the days of giant stacks of papers to sign with the attorney! Buyers can expect to sign as much as 90% of their closing documents electronically with a simpler and smoother signing process.

Other benefits to borrowers include:

eSign the disclosure portion of the Closing Package in advance of their signing appointment
Borrowers can sign majority of the documents at a time that’s convenient for them
Borrowers can view their documents in advance of signing
This will speed up the funding process allowing borrowers to get their keys and/or funds quicker

What is an eHybrid Closing?

An eHybrid Closing is when a Borrower(s) sign a portion of the Closing Package electronically. These documents include all the disclosures included in the Closing Package that are usual and customary that tend to make up about 85-90% of the documents that are signed. Instead of signing them with pen and ink, the Borrower(s) will be signing them thru the SnapDocs portal by way of DocuSign. This will leave only a small portion of the Closing Package left to be executed in the presence of a notary. Things such as the Note, Mortgage, Deed of Trust, Riders, and a few other items are the documents that require supervision of the notary and will be wet signed during the eHybrid Process.

Dream Home Lending is excited to show you how this will make life easier on your borrower!

Dream Home Lending Lock & Shop Program

Wed, 27 Apr 2022 18:22:37 GMT

In this competitive homebuying market, DHL is proud to announce our Lock & Shop program giving buyers security when rates are fluctuating.

With our Lock & Shop program, buyers can lock into a rate for 360 days before going under contract. Plus, if pricing improves once under contract, Dream Home Lending can float the rate down. This is an outstanding way to ensure buyer confidence and give them the tools they need to make an informed, confident offer.

To learn more about Dream Home Lending’s Lock and Shop program or to discuss pre-approval, contact our team.

Dream Home Lending Celebrates a New Brand

Fri, 15 Apr 2022 18:55:54 GMT

At Dream Home Lending, we have created a new brand identity and logo that sets the stage for the next phase of our growth, including significant investment in technology and marketing for our customers, partners, and employees. Our new branding is designed to signal Dream Home Lending’s continuing commitment to helping our customers on their homeownership paths and pledge to partner growth and success.

While you can continue to expect the exceptional level of service that Dream Home Lending has always been known for, prepare for a new and more modern approach to mortgage lending. Dream Home Lending’s customers and partners will be begin seeing our new brand identify across all platforms, including a thoroughly redesigned website, consumer and advertising campaigns, and social media channels. We are particularly excited about our new website, which will provide our customers with robust education on the homebuying process and a simple, easy to use application process.

Our new brand underscores our mission and dedication to our clients. The team at Dream Home Lending is as committed to the dreams of our clients as we are to the future of our team. We will work diligently to find our clients the best rates and loan programs to fit their needs and financial goals for the future. At Dream Home Lending, the customer isn’t just always right, they are also always respected and heard.

While aiming to make complicated lending situations easier to navigate for our customers, we put our relationships first and ensure that we are doing the right thing for our customers’ financial futures.

Our new branding and pivot to industry-leading mortgage technology are really just the beginning of Dream Home Lending’s exciting next chapter. These new initiatives will not only make the homebuying experience more efficient, transparent, and expedient for our clients, but will also strengthen our partnerships.

Find Dream Home Lending on Facebook , Twitter , and Google .

Can Dream Home Lending help you with your home financing today? We would love to show you what a difference our team can make in your lending experience.